Global Investing matters now
A simple way to look at this:
• The Indian rupee has depreciated ~4.2% annually against the USD since Independence (RBI data)
• The Nasdaq-100 (in INR terms) delivered ~23% CAGR since 2011, compared to ~12% for Nifty
Over long periods, leadership shifts.Countries, sectors, and asset classes take turns outperforming.
Families that preserve wealth across generations don’t try to time these cycles — they diversify across them.
How global markets look today
• U.S. – Premium valuations, driven by AI and technology
• India – Structural growth story, but priced for it
• Europe – Reasonable valuations with steady dividends
• China – Deeply discounted, alongside policy risk
• Brazil – Improving macro trends and emerging-market value appeal
How Indian wealth is going global
Indian investors today have multiple institutionalised ways to build offshore exposure:
1️⃣ GIFT City (IFSC platforms)
USD-denominated global funds, IFSC-based PMS strategies, and retail USD products —
with taxation handled at the fund level, making compliance simpler.
2️⃣ Domestic mutual funds & ETFs (global exposure)
While overseas limits exist, these still play a role in balanced global portfolios.
3️⃣ Direct global investing (LRS route)
Investments in global ETFs, listed stocks, and institutional mandates —
with attention to TCS, FEMA rules, foreign asset reporting, and U.S. estate tax issues.
4️⃣ UCITS & offshore structures
Preferred by many HNIs and NRIs for transparency, cost efficiency, and estate planning clarity.
What global diversification really achieves
• Hedge long-term INR currency risk
• Participate in global growth themes
• Access value opportunities across regions
• Reduce dependence on a single country
• Preserve purchasing power in USD terms
Because wealth planning isn’t about the next quarter.It’s about the next generation.
MyGuide2Wealth, founded by Robins Joseph, SEBI Registered Investment Advisor ((INA100013700), Certified Financial Planner based in Noida , here to guide towards your financial goals mainly on retirement, Investment planning and wealth management (unbiased, independent, no commission)
