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Nifty continues moving to break All time high of 26200 

For readers who are worried about All time high markets

This famous saying echoes for this present moment “Far more money has been lost by investors preparing for corrections, than has been lost in corrections themselves”.

All Time Highs are a natural part of any growing asset class and not something to be feared. All Time Highs automatically don’t imply a market fall. The average 1Y returns when invested in Nifty 50 during an all-time high, is ~14%.

Equity Markets witness 10-20% temporary declines almost every year. Despite an intra-year decline of more than 10% almost every year, 3 out of 4 years ended with positive returns.

Temporary market declines of 30-60%, historically has occurred once every 7-10 years. Even if you invested right before a market crash, over long time frames the returns have still turned out to be decent

Over the Long Term (10-15 years) Equity has provided returns above inflation, Long Term Return Expectation = Inflation + 4 to 6% but 10-20% decline happens almost every year, 30-60% Decline should be a part of expectation for every 7-10 years

Investors also need to cautious in near term due to expensive valuations. This rally may continue but there will be short term fluctuations in near term which can really shake the new investors who have joined just after Covid event.

Therefore, investing consistently irrespective of new highs must be the actual principle of retail investors investment philosophy.

If you are hesitant to invest large lump sum money in Equity, stagger entry over 6 months. All Time Highs are a natural part of any growing asset class and not something to be feared

MyGuide2Wealth is a SEBI-Registered Investment Adviser (INA100013700) based in Noida, led by Robins Joseph, CFP. We provide fee-only, unbiased financial planning and investment advisory for individuals, families, and NRIs. Our services include personalized financial planning, retirement & debt management, investment advisory, risk & insurance planning, and NRI wealth solutions. We focus on transparency, client-first strategies, and long-term wealth creation, helping clients achieve financial freedom, smart investments, and peace of mind.